Personal Finance

May 15, 2020

Unemployment Report: No Need to Be Terrified

Unemployment Report: No Need to Be Terrified



Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even ...

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Jan. 30, 2020

Budget Tips When Saving a Down Payment

Budget Tips When Saving a Down Payment

Are you one of the many people who are tired of renting? A lot of people want to make the move from renting to owning because rents show no indication that the relentless increases will end soon. Rising rents will not make it ...

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Dec. 21, 2019

Major Parts of the Purchase Contract

 

Major Parts of the Purchase Contract 

(What you can expect in the legal paperwork)

 

A real estate purchase agreement is also known as a real estate contract. It’s a legally binding document between a buyer and seller explaining the details of the land or property purchase.

Most residential ...

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Dec. 20, 2019

Things Retired Couples Need to Consider Before Buying a Property

 

Things Retired Couples Need to Consider Before Buying a Property

(You Have Choices in Retirement)


Your choices for a home are wide open when you begin retirement. You could invest most of your money in your dream home to live happily ever after or you could downsize for more ...

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Nov. 1, 2019

Is Now the Time for Downsizing from the Family Home?

 

 

Is Now the Time for Downsizing from the Family Home?

(A Smaller Home Very Well Could Be Right for You)


The word “rightsizing” may work better for you instead of “downsizing.” The time for this major life change is different for everyone. Maybe it’s shortly after your ...

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Oct. 23, 2019

Qualifying a Listing Agent

Qualifying a Listing Agent

(What Haven’t I Asked That I Should?)

 

I’ve seen too many people hire an agent based on little more than appearance and a gut hunch. This is too important of a financial transaction to only go with your gut. I suggest you put together a ...

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Aug. 24, 2019

Simple Ways to Improve Your Credit Score (Nudging Your Credit Score Higher)

 

 

 

Simple Ways to Improve Your Credit Score

(Nudging Your Credit Score Higher)


It happens – people have damaged credit reports. But it’s easier making big strides towards improving your credit score than you might think. These techniques won’t overcome major problems like bankruptcies and foreclosures. However, you ...

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June 14, 2019

Home Improvement Rates of Return - What You Should Know Before Remodeling

 

Home Improvement Rates of Return

(What You Should Know Before Remodeling)C:\Users\user\Documents\Astral Services\Elance\Active\Chad - Real estate Article & Blog Writing\Ref and Photos\remodel.jpg

 

It’s pretty easy to say you’ll get the most bang for your buck by remodeling either your kitchen or your bath. But like most things in life, “it depends.” Actually, it depends on several things. You ...

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April 26, 2019

Top Ways to Develop Money Saving Habits

 

Top Ways to Develop Money Saving Habits

(Best Ways to Save for Your Home)

When you have the American dream to buy a house, you’re looking for ways to save money for that down payment. Although being a homeowner is a big step towards accumulating wealth, the down payment ...

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April 22, 2019

What is Title Insurance and Why Do You Need It?

What is Title Insurance and Why Do You Need It?

(For Home Buyers and Lenders)

The good news is that title insurance is a one-time expense (non-recurring). You don’t have to pay for this monthly, quarterly, or annually. Title insurance is different from car or health insurance. Once you pay ...

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