Personal Finance

Nov. 1, 2019

Is Now the Time for Downsizing from the Family Home?

 

 

Is Now the Time for Downsizing from the Family Home?

(A Smaller Home Very Well Could Be Right for You)


The word “rightsizing” may work better for you instead of “downsizing.” The time for this major life change is different for everyone. Maybe it’s shortly after your ...

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Oct. 23, 2019

Qualifying a Listing Agent

Qualifying a Listing Agent

(What Haven’t I Asked That I Should?)

 

I’ve seen too many people hire an agent based on little more than appearance and a gut hunch. This is too important of a financial transaction to only go with your gut. I suggest you put together a ...

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Aug. 24, 2019

Simple Ways to Improve Your Credit Score (Nudging Your Credit Score Higher)

 

 

 

Simple Ways to Improve Your Credit Score

(Nudging Your Credit Score Higher)


It happens – people have damaged credit reports. But it’s easier making big strides towards improving your credit score than you might think. These techniques won’t overcome major problems like bankruptcies and foreclosures. However, you ...

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June 14, 2019

Home Improvement Rates of Return - What You Should Know Before Remodeling

 

Home Improvement Rates of Return

(What You Should Know Before Remodeling)C:\Users\user\Documents\Astral Services\Elance\Active\Chad - Real estate Article & Blog Writing\Ref and Photos\remodel.jpg

 

It’s pretty easy to say you’ll get the most bang for your buck by remodeling either your kitchen or your bath. But like most things in life, “it depends.” Actually, it depends on several things. You ...

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April 26, 2019

Top Ways to Develop Money Saving Habits

 

Top Ways to Develop Money Saving Habits

(Best Ways to Save for Your Home)

When you have the American dream to buy a house, you’re looking for ways to save money for that down payment. Although being a homeowner is a big step towards accumulating wealth, the down payment ...

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April 22, 2019

What is Title Insurance and Why Do You Need It?

What is Title Insurance and Why Do You Need It?

(For Home Buyers and Lenders)

The good news is that title insurance is a one-time expense (non-recurring). You don’t have to pay for this monthly, quarterly, or annually. Title insurance is different from car or health insurance. Once you pay ...

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March 22, 2019

How to Make Property Tax Exemptions Work for You



How to Make Property Tax Exemptions Work for You

(Homestead and Senior Exemptions)

You’re thrilled that the value of your home is going up. Like most Americans, your home is one of your most important investments and your pathway to wealth. Until the property tax bill comes!

Whether you are ...

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Jan. 18, 2019

Time to File for Homestead Exemption

Tax season is around the corner, if you bought a house as a primary residence, then you will need to fill out the Homestead Exemption for your county before April 1st to save money on your property taxes. Below is the Homestead Information for different counties. If you have ...

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March 12, 2018

A Story About Mortage Interest Rates vs. Buying Power

Interest Rates vs Buying Power

This has been a huge topic, as of late, because interest rates are rising and it does affect how much buying power you have.  So what does an increase in interest rates mean?

Imagine this, you wake up one morning and decide that you ...

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Oct. 20, 2016

Top 9 Things to Consider about Homeowner’s Insurance

Purchasing insurance requires you to think about the worst possible situations: health issues, car accidents, fires, floods and home damage but it also helps you realize it’s good to be prepared and plan ahead. We don’t want to dwell on what could happen but it’s important to protect yourself from ...

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