Personal Finance

Aug. 24, 2019

Simple Ways to Improve Your Credit Score (Nudging Your Credit Score Higher)




Simple Ways to Improve Your Credit Score

(Nudging Your Credit Score Higher)

It happens – people have damaged credit reports. But it’s easier making big strides towards improving your credit score than you might think. These techniques won’t overcome major problems like bankruptcies and foreclosures. However, you ...

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June 14, 2019

Home Improvement Rates of Return - What You Should Know Before Remodeling


Home Improvement Rates of Return

(What You Should Know Before Remodeling)C:\Users\user\Documents\Astral Services\Elance\Active\Chad - Real estate Article & Blog Writing\Ref and Photos\remodel.jpg


It’s pretty easy to say you’ll get the most bang for your buck by remodeling either your kitchen or your bath. But like most things in life, “it depends.” Actually, it depends on several things. You ...

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April 26, 2019

Top Ways to Develop Money Saving Habits


Top Ways to Develop Money Saving Habits

(Best Ways to Save for Your Home)

When you have the American dream to buy a house, you’re looking for ways to save money for that down payment. Although being a homeowner is a big step towards accumulating wealth, the down payment ...

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April 22, 2019

What is Title Insurance and Why Do You Need It?

What is Title Insurance and Why Do You Need It?

(For Home Buyers and Lenders)

The good news is that title insurance is a one-time expense (non-recurring). You don’t have to pay for this monthly, quarterly, or annually. Title insurance is different from car or health insurance. Once you pay ...

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March 22, 2019

How to Make Property Tax Exemptions Work for You

How to Make Property Tax Exemptions Work for You

(Homestead and Senior Exemptions)

You’re thrilled that the value of your home is going up. Like most Americans, your home is one of your most important investments and your pathway to wealth. Until the property tax bill comes!

Whether you are ...

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Jan. 18, 2019

Time to File for Homestead Exemption

Tax season is around the corner, if you bought a house as a primary residence, then you will need to fill out the Homestead Exemption for your county before April 1st to save money on your property taxes. Below is the Homestead Information for different counties. If you have ...

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March 12, 2018

A Story About Mortage Interest Rates vs. Buying Power

Interest Rates vs Buying Power

This has been a huge topic, as of late, because interest rates are rising and it does affect how much buying power you have.  So what does an increase in interest rates mean?

Imagine this, you wake up one morning and decide that you ...

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Oct. 20, 2016

Top 9 Things to Consider about Homeowner’s Insurance

Purchasing insurance requires you to think about the worst possible situations: health issues, car accidents, fires, floods and home damage but it also helps you realize it’s good to be prepared and plan ahead. We don’t want to dwell on what could happen but it’s important to protect yourself from ...

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April 15, 2016

April Real Estate Report

The real estate market is moving at a pretty fast pace.  It is evident the reason when you look at the numbers from the April real estate report. The number one reason is lack of inventory.
In August 2011, there were 22,616 homes for sale.  In March 2016 there ...

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Jan. 28, 2016

Tax Changes for 2015

Tax Changes 2015Tax Changes for 2015

It is that time of year - TAX TIME!  When you are filing your 2015 taxes there have been some changes.  Below are a list of tax changes that you might not be aware about.

The health insurance penalty will increase a lot – In 2014, if you ...

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Posted in Personal Finance, Taxes