Mortgage and Finance

June 14, 2019

Home Improvement Rates of Return - What You Should Know Before Remodeling

 

Home Improvement Rates of Return

(What You Should Know Before Remodeling)C:\Users\user\Documents\Astral Services\Elance\Active\Chad - Real estate Article & Blog Writing\Ref and Photos\remodel.jpg

 

It’s pretty easy to say you’ll get the most bang for your buck by remodeling either your kitchen or your bath. But like most things in life, “it depends.” Actually, it depends on several things. You ...

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June 12, 2019

How to Understand Your Escrow Account

 

How to Understand Your Escrow Account

(Property taxes, Homeowner Insurances, PMI, Reserves, Etc.)C:\Users\user\Documents\Astral Services\Elance\Upwork\Active\Chad - Real estate Article & Blog Writing\Ref and Photos\mortgageR1.JPG

 

There’s a lot of paperwork and money involved when you purchase your home. Some of the paperwork you come across will involve an escrow account. An escrow account is a way of securely holding money ...

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June 11, 2019

Mortgage Insurance: Do I Need to Pay It?

Do I need to pay mortgage insurance?  I get asked this question a lot.  I would say it is in my top five for most frequent questions asked.  It is a good question, but it depends on many different factors.

 

 

What is Mortgage Insurance (MI)?

The book definition according ...

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April 22, 2019

What is Title Insurance and Why Do You Need It?

What is Title Insurance and Why Do You Need It?

(For Home Buyers and Lenders)

The good news is that title insurance is a one-time expense (non-recurring). You don’t have to pay for this monthly, quarterly, or annually. Title insurance is different from car or health insurance. Once you pay ...

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March 22, 2019

How to Make Property Tax Exemptions Work for You



How to Make Property Tax Exemptions Work for You

(Homestead and Senior Exemptions)

You’re thrilled that the value of your home is going up. Like most Americans, your home is one of your most important investments and your pathway to wealth. Until the property tax bill comes!

Whether you are ...

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March 12, 2019

Buying Remains a Better Option Than Renting

If rising interest rates are keeping you on the home buyer sidelines, you’d be wise digging a little deeper into the financial consequences of buying versus renting, both in the short and long term. Millennials certainly find it a big challenge buying a first home, and it’s not getting any ...

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Aug. 20, 2018

Home Partners of America

Home Partners of America

Home Partners of America


Home Partners of America is a company that offers a lease with the right to purchase program.  It does have specific guidelines, but it does work and helped many people to get into homeownership.

This program can work for a variety of people.  For example:

  • First ...
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March 12, 2018

A Story About Mortage Interest Rates vs. Buying Power

Interest Rates vs Buying Power

This has been a huge topic, as of late, because interest rates are rising and it does affect how much buying power you have.  So what does an increase in interest rates mean?

Imagine this, you wake up one morning and decide that you ...

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Aug. 2, 2017

Get the Home You Want in a Low Inventory Market

Top two way a Buyer can compete in a low inventory marketHere is the deal in Metro Atlanta right now, we are seeing the lowest inventory we have seen in a long time.  Low inventory means there is not enough good property on the market for the number of buyers that are looking for a home. Buyers must be more competitive when ...

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April 12, 2016

10 Do's and Don'ts When Qualifying for a Mortgage

Qualifying for a mortgage10 Do's and Don'ts When Qualifying for a Mortgage

Every year I have at least one person who loses a home loan because they buy furniture or get a car right when they are in the process of a home.  There are certain things that you should and ...

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