Mortgage and Finance

March 22, 2019

How to Make Property Tax Exemptions Work for You

How to Make Property Tax Exemptions Work for You

(Homestead and Senior Exemptions)

You’re thrilled that the value of your home is going up. Like most Americans, your home is one of your most important investments and your pathway to wealth. Until the property tax bill comes!

Whether you are ...

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March 12, 2019

Buying Remains a Better Option Than Renting

If rising interest rates are keeping you on the home buyer sidelines, you’d be wise digging a little deeper into the financial consequences of buying versus renting, both in the short and long term. Millennials certainly find it a big challenge buying a first home, and it’s not getting any ...

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Aug. 20, 2018

Home Partners of America

Home Partners of America

Home Partners of America

Home Partners of America is a company that offers a lease with the right to purchase program.  It does have specific guidelines, but it does work and helped many people to get into homeownership.

This program can work for a variety of people.  For example:

  • First ...
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March 12, 2018

A Story About Mortage Interest Rates vs. Buying Power

Interest Rates vs Buying Power

This has been a huge topic, as of late, because interest rates are rising and it does affect how much buying power you have.  So what does an increase in interest rates mean?

Imagine this, you wake up one morning and decide that you ...

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Aug. 2, 2017

Get the Home You Want in a Low Inventory Market

Top two way a Buyer can compete in a low inventory marketHere is the deal in Metro Atlanta right now, we are seeing the lowest inventory we have seen in a long time.  Low inventory means there is not enough good property on the market for the number of buyers that are looking for a home. Buyers must be more competitive when ...

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April 12, 2016

10 Do's and Don'ts When Qualifying for a Mortgage

Qualifying for a mortgage10 Do's and Don'ts When Qualifying for a Mortgage

Every year I have at least one person who loses a home loan because they buy furniture or get a car right when they are in the process of a home.  There are certain things that you should and ...

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March 15, 2016

March Real Estate Report

March Real Estate ReportThe Metro Atlanta Real Estate report for attached and detached homes is out for March.  The market has taken off with a bang in 2016.  The inventory is still ridiculously low and good properties are getting snatched up within a few days.  I just listed a townhome in Mableton on ...

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Feb. 4, 2016

Mortgage Insurance: Do I Need to Pay It?

Mortgage Insurance: Do I need to Pay it?Do I need to pay mortgage insurance?  I get this question a lot.  I would say it is in my top five for most frequent questions asked.  It is a good question, but it depends on many different factors.

What is Mortgage Insurance (MI)?

The book definition according to Investopedia is ...

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Jan. 14, 2016

Homestyle Renovation Loan Program

For our renovation we chose the Homestyle Renovation Loan Program.  Renovation loans are very complex and time consuming but well worth it.  Before I talk about why we chose it and what we had to do for the loan, lets talk about the two types and the basic guidelines for ...

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Jan. 8, 2016

Metro Atlanta Market Report: January 2016

Metro Atlanta Market Report: January 20162015 was a good year in real estate.  The current Metro Atlanta Market Report shows a market that continues to improve.  Interest rates were stable and hovered around four percent. The highlights of last year were about new construction and lack of inventory.  Those two things drove the market.  New construction ...

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