How Interest Rates Can Impact Your Monthly Housing Payments
Major Parts of the Purchase Contract
(What you can expect in the legal paperwork)
Most residential ...View More
Benefits of a Home Inspection
(You Benefit By Knowing Your Future Home From Top to Bottom)
Every house being bought or sold needs to have a home inspection performed. Generally, the inspection benefits the buyer but there is also good reason for the seller to have an ...View More
Home Improvement Rates of Return
(What You Should Know Before Remodeling)
It’s pretty easy to say you’ll get the most bang for your buck by remodeling either your kitchen or your bath. But like most things in life, “it depends.” Actually, it depends on several things. You ...View More
How to Understand Your Escrow Account
(Property taxes, Homeowner Insurances, PMI, Reserves, Etc.)
There’s a lot of paperwork and money involved when you purchase your home. Some of the paperwork you come across will involve an escrow account. An escrow account is a way of securely holding money ...View More
Do I need to pay mortgage insurance? I get asked this question a lot. I would say it is in my top five for most frequent questions asked. It is a good question, but it depends on many different factors.
What is Mortgage Insurance (MI)?
The book definition according ...View More
What is Title Insurance and Why Do You Need It?
(For Home Buyers and Lenders)
The good news is that title insurance is a one-time expense (non-recurring). You don’t have to pay for this monthly, quarterly, or annually. Title insurance is different from car or health insurance. Once you pay ...View More
How to Make Property Tax Exemptions Work for You
(Homestead and Senior Exemptions)
You’re thrilled that the value of your home is going up. Like most Americans, your home is one of your most important investments and your pathway to wealth. Until the property tax bill comes!
Whether you are ...View More
If rising interest rates are keeping you on the home buyer sidelines, you’d be wise digging a little deeper into the financial consequences of buying versus renting, both in the short and long term. Millennials certainly find it a big challenge buying a first home, and it’s not getting any ...View More
Home Partners of America
Home Partners of America is a company that offers a lease with the right to purchase program. It does have specific guidelines, but it does work and helped many people to get into homeownership.
This program can work for a variety of people. For example: